ThriftHub Privacy Policy
Effective Date: 11/4/2025
By accessing or using the ThriftHub platform ("ThriftHub," "we," "our," or "us"), you ("you," "user," or "Picker") agree to the terms of this Privacy Policy. If you do not agree, you may not use our services.
1. Information We Collect
We reserve the right to collect, store, analyze, process, and associate any data provided or collected through your use of the Platform, including but not limited to:
- Personal identifiers (e.g., full name, phone number, email address, shipping address)
 - Government-issued IDs or tax documentation (e.g., 1099 forms, SSN/EIN)
 - Device and connection metadata (IP address, browser data, cookies, location, device identifiers)
 - Uploaded content (photos, videos, product descriptions, text)
 - Behavioral data (clicks, scrolls, time on page, navigation flow, approval/rejection rates)
 - Internal communication records (support requests, messages, payment and transaction data)
 
We may collect this data directly or via third-party analytics, AI services, or embedded tools.
2. How We Use the Data
By using the platform, you grant ThriftHub a perpetual, irrevocable, royalty-free, worldwide license to use any and all data collected or submitted for any purpose. We may use your data for:
- Internal analytics, algorithm training, quality control, fraud detection, and performance optimization
 - Development, training, and deployment of AI/ML systems using user-generated content
 - Commercial resale, licensing, or sharing of aggregate or individual-level data with third parties
 - Improvement of recommendation engines, product sourcing, logistics models, and pricing systems
 - Creating statistical or behavioral models for monetization or operational expansion
 - Long-term data storage and internal knowledge base retention
 
You waive all rights to compensation, control, or approval over the use of your data.
3. Third-Party Access
We may disclose, transfer, or grant access to your data:
- To affiliates, service providers, investors, vendors, or strategic partners
 - In connection with a merger, acquisition, funding round, or asset transfer
 - To comply with applicable law, subpoenas, or legal requests
 - For any other legitimate business interest determined solely by ThriftHub
 
We are under no obligation to notify you regarding data transfers.
4. Data Retention and Deletion
ThriftHub retains the right to store data indefinitely, even after account closure or inactivity. Data deletion requests may be reviewed but are not guaranteed to be honored unless required by law.
5. Cross-Border Data Transfers
You acknowledge that your data may be transmitted, stored, and processed in any country, including jurisdictions without strong data protection laws. By using the Platform, you expressly consent to such transfers.
6. Commercial Use of User Data
We reserve the right to:
- Commercialize, license, or sell user data (anonymized or identifiable)
 - Train proprietary systems, pricing engines, or AI models on your data
 - Use photos, content, and behavioral metadata for marketing, investor materials, or product development
 
You agree that all such use is permitted without compensation, approval, or prior notice.
7. User Responsibility and Waiver
By using the Platform:
- You affirm that all data you provide is given voluntarily
 - You waive any and all rights to privacy claims, compensation, or damages arising from data usage
 - You agree not to assert any legal claim inconsistent with this policy
 
8. Changes to This Policy
We may update this Privacy Policy at any time, with or without notice. Continued use of the Platform constitutes acceptance of any updates.
Final Notice
This Privacy Policy supersedes all prior understandings. By using ThriftHub, you grant us full, unrestricted, global rights to collect, store, analyze, use, distribute, and monetize your data as described herein.
If you do not consent to these terms, do not use the Platform.